Online Punto Banco

Punto Banco is a popular Baccarat version played all over the globe.


Baccarat is one of the most popular online casino games. Besides that, it features very simple rules which make this card game popular in all parts of the world. According to many players, baccarat provides players with amazing odds and opportunities for some big payouts. Just like it is the case with almost every card game in the industry, over the years, several different versions of Baccarat game have been developed.

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One of those games is Punto Banco, a game that for some players might have a terrifying name. However, in essence, this is a very simple game that provides players with a lot of opportunities and amazing experience. Punto Banco is just a variant of Baccarat and it is played in almost all parts of the world whether at online casinos, land-based casinos or at home just for fun. Because of that, this baccarat game has been played all across the world and by many different generations of players. One of the biggest advantages of Punto Banco baccarat game is the familiarity. Those players who have already played baccarat before will be well familiar with the rules of Punto Blanco. Playing classic baccarat prepares players for playing Punto Banco as the game rules are very similar with some small differences.

About the Game

Punto Bunco features a relatively simple set of rules easy to learn and follow.

While playing Punto Banco players will be playing with several decks of standard cards. Those decks of cards are the same as the ones that are used in other card games such as poker or blackjack. The main objective of this game is to predict the winning hand out of two, the player’s hand or ‘punto’ or the banker’s hand ‘banco’. Players also have the opportunity to bet on either hand and there are no issues concerning betting on either hand. Once the players have placed their bets on the table, the dealer will deal two cards to the player as well as to the banker. With each card, a certain number of points will be added to the hand. In that case, an ace has the value of one, cards with the numbers have the value of their number, while the tens and the card cards have the value of zero. The final score of the entire hand is equal to the final digit of the entire value of the cards. For example, let’s say that the player’s hand features 5, 15, a 25, then they will score with 5 pints. In this game, the best possible total value is nine while the worst possible hand is zero.

The status of the two hands will be dictating the development of the hand. In the case when a player or a banker manage to land eight or nine after the first two cards were dealt, that hand will immediately come to an end. However, in the case when they do not land that high total value, the special set of rules known as tableau is applied in order to carry out the remaining part of the round and to determine the winner of that round.

Rules of the Game

The tableau set of rules implies several rules among which is the rule that says that in the case when a player has a score of five or even lower, the dealer will deal him or her another card. However, if it happens that the player’s total score is six or higher, they will have to stand. After that, the banker is on the move. In the case when the player stands, the banker will have to follow the same rule where they will have to stand on six or more and draw when their total score is five or less. In the case when the player takes the third card, the banker also follows the same rules that are based on the banker’s hand as well as on the value of the third card that was drawn for the player. Those rules obliged imply the following:

  • If a player draws a 2 or 3 – the banker draws with 4 or less
  • If a player draws a 4 or 5 – the banker draws with 5 or less
  • If a player draws a 6 or 7 – the banker draws with 6 or less
  • If a player draws an 8 – the banker draws with 2 or less
  • If a player draws a 0, 1, or 9 – the banker draws with 3 or less

Once you start playing Punto Banco, make sure you keep on mind that all wins are paid even money.

When it comes to the odds in this game, the odd rules for a banker in this game are taken from an older version of baccarat game called Chemin de Fer that features similar rules as the Punto Banco. In the case when all drawing rules have been implemented, the player’s and the banker’s hands are compared and after deciding the value of whose card was higher, the winner is announced. The bets that were made on the winning hand will be paid out while the bets placed on the loser will be lost completely.

For those players who are interested in playing this game at some online casino, they need to be aware of the fact that all wins in Punto Banco are paid out at even money. However, on the other hand, all of the banco bets in this game return the even money with the 5 percent commission. With this kind of provision, for every dollar that players make, they will receive 0.95 dollars while the rest is the house’s income. In the case when the tie occurs or as it is called in this game ‘egalite’, all bets made on banco and on punto are pushed and they will be returned to the gamblers. It is also important to mention that players will also have the opportunity to place a Tie Bet on each hand. In this case, the bet pays out 8-1 and it pays out only in the case when the game finishes tie. If either side wins, the entire bet is lost.

Final Thoughts

Even though all these rules might seem very complicated, they are very easy to understand and apply in the game. Because of that, this has been one of the most popular versions of Baccarat game as it provides players with some amazing opportunities for big winnings as well as with some great levels of entertainment and amazing experience. As such, Punto Banco has attracted a huge number of players from all over the world that love the atmosphere of playing this game.